AMFI-Registered Mutual Fund Distributor
Invest for your goals.
Not someone's sales target.
Ladder is an independent, AMFI-registered mutual fund distributor working across 40+ AMCs — with PMS, AIFs, unlisted shares, fixed income and loans against securities offered through empanelled partners. Hyderabad · Mumbai · online across India.
ARN
ARN-353621
EUIN
E674706
Founder
Yuvraaj Vivek Budhwani
01 — Why independence matters
Structured to work for you — not for a product shelf
Independence
No in-house products to push
Ladder holds no proprietary funds and carries no sales quotas. Every recommendation is drawn from the full AMC universe — selected because it fits your goal, not because it improves a house product's assets under management.
Breadth
Full AMC universe, one relationship
Access to 40+ AMCs, PMS strategies, AIFs, unlisted shares, fixed-income instruments and loans against securities — through a single distributor who holds your complete picture and coordinates across all of it, not just one product category.
Transparency
Paid transparently, regardless of product
Trail commission is paid by AMCs out of the scheme's expense ratio — the same structure regardless of which fund is selected. How we are paid on every product is disclosed before you invest. See our disclosure →
02 — What we distribute
Every product category. One relationship.
Mutual funds are distributed under our own ARN. Every other product is distributed through empanelled partners — and each page says plainly what it is, who it is for, and what can go wrong.
Investments
Mutual Funds
Portfolios mapped to your goals
Regular plans across all AMCs — from a first SIP to a consolidated family portfolio.
Learn more →PMS
₹50 lakh+ portfolios
Select PMS strategies from SEBI-registered portfolio managers. Minimum ₹50 lakh per SEBI regulations.
Learn more →AIF
Alternative investments from ₹1 crore
Category III long-short and other strategies. Minimum ₹1 crore; lower tickets only for accredited investors.
Learn more →Unlisted & Pre-IPO
Private-market equity, curated
Access to select unlisted and pre-IPO shares — with the liquidity and valuation risks explained first.
Learn more →Fixed Income
Listed NCDs & Bonds
Beyond the bank FD
Listed NCDs and bonds, selected on credit quality first and laddered across maturities.
Learn more →Corporate FDs
Rated corporate deposits
Fixed-tenor deposits from rated issuers. Not bank deposits, and not covered by DICGC insurance.
Learn more →Credit
LAMF / LAS
Liquidity without redeeming
Borrow against existing holdings through RBI-registered NBFC lenders. Ladder is a referral partner only.
Learn more →Discover
30-minute intro call about your goals, current situation, and what you want your money to do.
Map goals
Named goals, amounts, timelines — written down. The bucket framework makes every allocation decision explicit.
Set allocation
Equity/debt split derived from your time horizon and capacity for drawdowns — and committed to in writing before any implementation begins.
Implement
Paperless via InvestWell. Your bank transfers directly to the AMC — units held in your name from the first rupee.
Review
On schedule, not on headlines — semi-annual reviews plus trigger-based rebalancing. Your plan, not the market's mood.
04 — Custody and safety
Your money never touches us
Your bank account
You authorise the transfer
AMC, issuer or manager
Funds go straight to the product provider
Holdings in your name
In your folio or demat, registered to you
Ladder never holds, pools or touches client money at any point in this chain. Every rupee moves directly from your bank account to the AMC, issuer or product provider, and every holding is registered to you from day one.
"We will never ask you to transfer funds to Ladder Financial Services."
05 — Who we work with
Find where you are
Starting out
First SIPs, ESOP diversification, building the investing habit — goal-mapped from the beginning.
Consolidating
Funds scattered across platforms and family members — brought into a single, structured picture.
Allocating beyond mutual funds
₹50L+ looking at PMS, AIFs, unlisted shares or fixed income — each evaluated independently, explained before anything is recommended.
Needing liquidity
Cash needed without selling long-term holdings — a loan against mutual funds or securities, from RBI-registered NBFC lenders.
06 — Already investing directly?
Direct plans cost less in TER. Here's what the difference pays for.
Direct plans on apps like Groww or Coin carry lower expense ratios — that's a fact, not a talking point. The regular-plan trail commission pays for something specific: asset allocation mapped to named goals, fund selection across the full AMC universe, family-level consolidation across folios, behavioural discipline through drawdowns when most investors make their worst decisions, and a single person accountable to your plan over decades — with full disclosure of exactly how they're paid. Whether that's worth it depends on your situation — and it is worth understanding the trade-off before you decide.
Yuvraaj Vivek Budhwani
Founder & Mutual Fund Distributor
NISM Certified · Registered distributor on NSE MF Invest · Diploma in Business Management, NMIMS (pursuing)
Goals before products, a written allocation before any implementation, and every rupee of commission disclosed — that is the practice Ladder was set up to run.
07 — Contact
Speak to us directly.
No forms and no booking widgets. Call, message or email — or meet us at either office by appointment.
Phone / WhatsApp
+91 98194 44453Hyderabad
Royal One Apartments, 304
Road No. 8, Banjara Hills
Hyderabad – 500034
Mumbai
Office 12, Shri Paramanand Society
Road No. 5, Khar West
Mumbai – 400052