Mumbai
Mutual fund distributor in Mumbai
Independent, AMFI-registered, and based here — for goal-based investing in person or online.
01 — Mumbai
Who we work with in Mumbai
Mumbai's financial and corporate ecosystem creates a different set of problems — large but scattered multi-AMC portfolios accumulated over careers in banking, consulting and MNCs; families graduating from bank RM relationships after years of being sold in-house products; and NRI professionals whose India portfolios have grown without a structure.
Finance & Corporate
Finance, banking and MNC professionals
Multi-folio portfolios built over long careers, often across four or five AMCs with no unified goal mapping. ESOP and RSU concentration from financial-sector employers. The need for consolidation before optimisation — knowing what you hold and why, before deciding what to change.
Transitioning Clients
Families moving from bank RM relationships
Bank RMs carry in-house product mandates and quarterly targets. If your bank consistently recommends its own schemes, an independent distributor with access to the full AMC universe is structurally different — not just a claim, a verifiable fact. Bring your CAS and we'll show you the comparison honestly.
NRI Investors
NRI clients with India portfolios
NRIs with India mutual fund portfolios often have compliance complexity — NRO/NRE routing, FATCA/CRS documentation — alongside goal misalignment. We handle the documentation and structure the portfolio for Indian and global goal timelines simultaneously.
02 — A note on terminology
Searching for a mutual fund advisor in Mumbai? Here is the distinction worth knowing: a SEBI-registered Investment Adviser charges clients a direct fee and is prohibited from earning distribution commission. An AMFI-registered Mutual Fund Distributor — which is what Ladder Financial Services is — earns trail commission from AMCs and does not charge clients directly. The two are structurally different and regulated separately. We are the latter, and our commission disclosure publishes exactly how that works.
03 — In Person or Online
Meet in Mumbai — or anywhere online
We keep both formats equally functional. The first meeting sets the agenda — goals, current portfolio, what you're trying to solve for. In-person or video, it's the same conversation and the same outcome.
In person — Mumbai office
Office 12, Shri Paramanand SocietyRoad No. 5, Khar West
Mumbai – 400052
Next to Hotel Jewel Palace View on Google Maps ↗
Online — anywhere in India
Video meetings work as well as in-person for goal-mapping sessions, portfolio reviews, and follow-up conversations. We share a screen to walk through documents and recommendations — no detail gets lost. Clients outside Mumbai, and NRIs, are served exclusively online.
- First call: 30-minute intro — goals, current portfolio, fit assessment
- No documents required before the first call
- Available for clients across Mumbai, other cities, and NRIs
04 — From the founder
"The most common problem I see with Mumbai clients is not the wrong funds — it's that nobody is accountable across the whole picture. Portfolios spread across four AMCs, an old ULIP, and a bank's in-house schemes, with no single person who knows all of it. Before we talk about what to invest in, we consolidate, map every rupee to a goal, and make the whole thing visible in one place."
Yuvraaj Vivek Budhwani
Founder, Ladder Financial Services LLP · AMFI-Registered Mutual Fund Distributor · ARN-353621
About the founder →On this site
05 — Mumbai
Frequently asked questions
Where do we meet in Mumbai?
Do you serve Thane and Navi Mumbai?
Can you review a portfolio currently held through my bank?
06 — Mumbai
Meet us in Khar West — or online.
In-person meetings by appointment in Mumbai, or a video call if that's easier. Same goals-first process either way.
Phone / WhatsApp
+91 98194 44453Hyderabad
Royal One Apartments, 304
Road No. 8, Banjara Hills
Hyderabad – 500034
Mumbai
Office 12, Shri Paramanand Society
Road No. 5, Khar West
Mumbai – 400052